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Anti-Money Laundering (AML) & Counter-Terrorism Financing (CTF) Policy

Entity: SEDIQI HASHMATULLAH (EI)  |  SIREN: 948422407  |  Jurisdiction: France / European Union

1. Policy Objective

AFGTopup is committed to compliance with French and European Union Anti-Money Laundering and Counter-Terrorism Financing regulations, including the EU 6th Anti-Money Laundering Directive (6AMLD). Our objective is to prevent our platform from being used for the movement of illicit funds.

2. Risk-Based Approach

As a provider of international digital utility services including mobile airtime top-ups, data bundles, and eSIM activations ,we apply appropriate controls proportionate to the risk profile of our business and customer base.

3. Customer Identification

All customers must provide a valid email address to transact on our platform. All payments are processed through 3D-Secure 2.0 (3DS2) authentication, adding an additional layer of identity verification at the point of every payment.

4. Transaction Limits

To prevent misuse of our platform, AFGTopup enforces the following automated control:

Any order exceeding this amount is automatically blocked before payment processing begins.

5. Sanctions Compliance

AFGTopup only partners with established and licensed telecom aggregators who perform their own real-time sanctions screening on local carriers. We do not knowingly provide services to individuals or entities listed on the EU Consolidated Sanctions List.

6. Record Keeping

All transaction data — including email addresses, IP addresses, and destination mobile numbers is securely stored for a minimum of five (5) years to assist regulatory authorities in any potential investigation, in accordance with French law.

7. Suspicious Activity Reporting

Any transaction or pattern of activity identified as suspicious will be reported to TRACFIN (the French financial intelligence unit), in accordance with French AML obligations.

8. Contact

For questions related to this policy, please contact us:
📧 Email: support@afgtopup.com

Last updated: March 2026