Entity: SEDIQI HASHMATULLAH (EI) | SIREN: 948422407 | Jurisdiction: France / European Union
AFGTopup is designed to align with relevant Anti-Money Laundering and Counter-Terrorism Financing principles under French and European Union regulations, including the EU 6th Anti-Money Laundering Directive (6AMLD). Our objective is to prevent our platform from being used for the movement of illicit funds.
As a provider of international digital utility services including mobile airtime top-ups, data bundles, and eSIM activations, we apply appropriate controls proportionate to the risk profile of our business and customer base.
To transact on our platform, customers provide identifying information that may include a valid email address and the destination mobile number for the service requested. We also log technical information such as IP address and device data at the time of each transaction. All card payments are processed through 3D-Secure 2.0 (3DS2) authentication, adding a further layer of identity verification at the point of every card payment.
To prevent misuse of our platform, AFGTopup enforces the following automated controls:
Any order exceeding this amount is automatically blocked before payment processing begins.
AFGTopup only partners with established and licensed telecom aggregators who perform their own real-time sanctions screening on local carriers. We do not knowingly provide services to individuals or entities listed on the EU Consolidated Sanctions List.
Our Prepaid Wallet operates as a closed-loop system. Wallet credit represents prepaid service credit that is used exclusively to purchase services on AFGTopup, such as mobile top-ups, data bundles, and related services. Wallet balances are non-withdrawable and non-transferable, and cannot be cashed out, redeemed for money, or sent to any third party — they can only be applied toward AFGTopup services. Customers add prepaid credit by bank transfer, which is received through the regulated banking system and its own controls. We monitor prepaid credit activity for unusual patterns and apply the suspicious-activity reporting practices set out in this policy.
All transaction data — including email addresses, IP addresses, and destination mobile numbers — is securely stored for a minimum of five (5) years to assist regulatory authorities in any potential investigation, in accordance with French law. Prepaid service credit records, including credit added, balances, and top-up history, are retained under the same five-year obligation.
We cooperate with relevant financial intelligence units, including TRACFIN (the French financial intelligence unit), where legally required, and will report transactions or patterns of activity identified as suspicious in accordance with applicable AML obligations.
For questions related to this policy, please contact us:
📧 Email: support@afgtopup.com